Funded Trading Plus vs Topstep
Two prop firms, one table. Everything below is taken from what each one publishes on its own site, last read on 2026-09-05. No scores, no ranking.
Instant Funding, 1-Step Express and 2-Step Classic from a UK company, with rewards from day zero and every 7 days.
Futures-focused funding with a well known evaluation.
| Detail | Funded Trading Plus | Topstep |
|---|---|---|
| Challenge Type | Instant Funding · 1-Step Express · 2-Step Classic | 1-Step |
| Profit Split | 80%, rising to 100% as the simulated balance grows; 90% as an add-on | Up to 100% |
| Max Daily Loss | 4%, balance based (1-Step Express) | — |
| Max Overall Loss | 6%, trailing (1-Step Express) | — |
| News Trading | Allowed, subject to policy | — |
| Payout Time | Day 0, then every 7 days; every 3 days as an add-on | — |
| Scaling Plan | To $5M (add-on) | — |
| Payment Methods | — | Card |
| Founded | 2021 | 2012 |
| Headquarters | London, England (Acello Ltd, company 12696083) | — |
| Countries | — | 120+ |
What the figures say
- Challenge Type: Funded Trading Plus lists Instant Funding · 1-Step Express · 2-Step Classic; Topstep lists 1-Step.
- Profit Split: Funded Trading Plus lists 80%, rising to 100% as the simulated balance grows; 90% as an add-on; Topstep lists Up to 100%.
- Funded Trading Plus publishes its max daily loss (4%, balance based (1-Step Express)); Topstep does not state one on the pages we read.
- Funded Trading Plus publishes its max overall loss (6%, trailing (1-Step Express)); Topstep does not state one on the pages we read.
- Funded Trading Plus publishes its news trading (Allowed, subject to policy); Topstep does not state one on the pages we read.
- Funded Trading Plus publishes its payout time (Day 0, then every 7 days; every 3 days as an add-on); Topstep does not state one on the pages we read.
- Funded Trading Plus publishes its scaling plan (To $5M (add-on)); Topstep does not state one on the pages we read.
- Topstep publishes its payment methods (Card); Funded Trading Plus does not state one on the pages we read.
- Funded Trading Plus also lists Forex, Crypto.
- Topstep also lists Futures.
A figure marked “—” is one that prop firm does not publish on the pages we could read; it is not a zero. Terms differ by country and change often, so confirm on each site before opening an account.
Funded Trading Plus: why traders choose it
- Three routes: Instant Funding, 1-Step Express and 2-Step Classic, on $5K to $200K accounts
- 1-Step Express: 10% target, 4% balance-based daily loss, 6% trailing overall loss, 1:30 leverage, unlimited time
- Rewards from day zero and then every 7 days, or every 3 days with an add-on
- 80% split by default, rising to 100% as the simulated balance grows
- Add-ons for a scaling plan to $5M, a 90% split and swap-free accounts
- Operated by Acello Ltd, a company registered in England and Wales, trading since 2021
Topstep: why traders choose it
- Futures specialist rather than a forex firm branching out
- Trading since 2012, among the oldest in the sector
- Single-step evaluation with clearly published targets
- Well documented rules with worked examples
- Established payout process with a long record
Funded Trading Plus pros
- Rewards from the first day, with no waiting period
- A registered UK company with its company number on the site
- Rules for the featured plan are printed with the price
Funded Trading Plus cons
- A 6% trailing loss limit on the 1-Step tightens as you profit
- Leverage of 1:30 on the 1-Step Express is low for forex
- The headline prices had a 30% promotional code applied when we read them
Topstep pros
- Deep specialism in futures
- Long operating history
- One-step evaluation is simple to follow
- Excellent educational material
Topstep cons
- Futures only, no spot forex
- Monthly subscription rather than a one-time fee
- Daily loss limits are strict
- Less useful if you trade currencies
About Funded Trading Plus
Funded Trading Plus, operated by London-registered Acello Ltd since 2021, offers Instant Funding, 1-Step Express and 2-Step Classic accounts from $5K to $200K on Match-Trader and MetaTrader 5. Rewards start from day zero and repeat every 7 days at an 80% split that rises to 100%.
About Topstep
Topstep is a futures firm. If you trade currencies it is the wrong door; if you trade index or commodity futures it is one of the most established options available.
More comparisons
How this page is put together. Both columns use the same fields as the individual reviews, read from each prop firm's own site. Some links are affiliate links, which may earn Cubie FX a commission at no extra cost to you. Placement is not for sale and nothing here is ranked.