FXIFY vs Topstep
Two prop firms, one table. Everything below is taken from what each one publishes on its own site, last read on 2026-09-05. No scores, no ranking.
One, two and three phase programmes, instant funding and a Lightning Challenge, with on-demand first payouts.
Futures-focused funding with a well known evaluation.
| Detail | FXIFY | Topstep |
|---|---|---|
| Challenge Type | One Phase · Two Phase · Three Phase · Instant Funding · Lightning Challenge | 1-Step |
| Profit Split | Up to 90% | Up to 100% |
| Weekend Holding | Allowed | — |
| Payout Time | On demand from the first funded trading day; bi-weekly as an add-on | — |
| Payment Methods | — | Card |
| Founded | — | 2012 |
| Headquarters | Port Louis, Mauritius (registered); UK office | — |
| Countries | — | 120+ |
What the figures say
- Profit Split: FXIFY lists Up to 90%; Topstep lists Up to 100%.
- FXIFY publishes its weekend holding (Allowed); Topstep does not state one on the pages we read.
- FXIFY publishes its payout time (On demand from the first funded trading day; bi-weekly as an add-on); Topstep does not state one on the pages we read.
- Topstep publishes its payment methods (Card); FXIFY does not state one on the pages we read.
- FXIFY also lists Forex, Crypto.
A figure marked “—” is one that prop firm does not publish on the pages we could read; it is not a zero. Terms differ by country and change often, so confirm on each site before opening an account.
FXIFY: why traders choose it
- Five ways in: one, two and three phase programmes, instant funding and a 5% target Lightning Challenge
- Starting capital from $5,000 to $400,000; futures accounts up to $450,000
- First payout on demand, as early as the first funded trading day
- Choice of static or trailing drawdown
- Hold positions over the weekend
- TradingView, MetaTrader 5 and DXtrade
Topstep: why traders choose it
- Futures specialist rather than a forex firm branching out
- Trading since 2012, among the oldest in the sector
- Single-step evaluation with clearly published targets
- Well documented rules with worked examples
- Established payout process with a long record
FXIFY pros
- Programme choice is wider than most; a cautious trader can take three phases with lower targets
- On-demand payouts without waiting for a cycle
- A 5% target Lightning Challenge from $59 for a quick attempt
FXIFY cons
- Daily and overall loss limits are not on the home page; they depend on the programme and drawdown type chosen
- Reaching the 90% split uses paid add-ons
- The registered company is in Mauritius
Topstep pros
- Deep specialism in futures
- Long operating history
- One-step evaluation is simple to follow
- Excellent educational material
Topstep cons
- Futures only, no spot forex
- Monthly subscription rather than a one-time fee
- Daily loss limits are strict
- Less useful if you trade currencies
About FXIFY
FXIFY offers one, two and three phase evaluations, instant funding and a Lightning Challenge with a 5% target, on capital from $5,000 to $400,000. Payouts are on demand from the first funded day and the performance split reaches 90%. Platforms are TradingView, MetaTrader 5 and DXtrade.
About Topstep
Topstep is a futures firm. If you trade currencies it is the wrong door; if you trade index or commodity futures it is one of the most established options available.
More comparisons
How this page is put together. Both columns use the same fields as the individual reviews, read from each prop firm's own site. Some links are affiliate links, which may earn Cubie FX a commission at no extra cost to you. Placement is not for sale and nothing here is ranked.