FundingPips vs Topstep
Two prop firms, one table. Everything below is taken from what each one publishes on its own site, last read on 2026-09-05. No scores, no ranking.
Five evaluation models from $5K to $100K, with news and weekend holding allowed in evaluation.
Futures-focused funding with a well known evaluation.
| Detail | FundingPips | Topstep |
|---|---|---|
| Challenge Type | Zero · 1 Step Flex · 2 Step Standard · 2 Step Flex · 2 Step Pro | 1-Step |
| Profit Split | Bi-weekly 85% or 95% (2 Step Flex, as shown) | Up to 100% |
| Max Daily Loss | 4% (2 Step Flex) | — |
| Max Overall Loss | 12% (2 Step Flex) | — |
| News Trading | Allowed in evaluation; restricted 5 min around red-folder news on the Master account | — |
| Weekend Holding | Allowed | — |
| Payout Time | Every 14 days (bi-weekly cycle) | — |
| Payment Methods | — | Card |
| Founded | — | 2012 |
| Headquarters | Dubai, UAE | — |
| Countries | — | 120+ |
What the figures say
- Challenge Type: FundingPips lists Zero · 1 Step Flex · 2 Step Standard · 2 Step Flex · 2 Step Pro; Topstep lists 1-Step.
- Profit Split: FundingPips lists Bi-weekly 85% or 95% (2 Step Flex, as shown); Topstep lists Up to 100%.
- FundingPips publishes its max daily loss (4% (2 Step Flex)); Topstep does not state one on the pages we read.
- FundingPips publishes its max overall loss (12% (2 Step Flex)); Topstep does not state one on the pages we read.
- FundingPips publishes its news trading (Allowed in evaluation; restricted 5 min around red-folder news on the Master account); Topstep does not state one on the pages we read.
- FundingPips publishes its weekend holding (Allowed); Topstep does not state one on the pages we read.
- FundingPips publishes its payout time (Every 14 days (bi-weekly cycle)); Topstep does not state one on the pages we read.
- Topstep publishes its payment methods (Card); FundingPips does not state one on the pages we read.
- FundingPips also lists Forex, Metals, Energies, Crypto.
- Topstep also lists Futures, Commodities.
A figure marked “—” is one that prop firm does not publish on the pages we could read; it is not a zero. Terms differ by country and change often, so confirm on each site before opening an account.
FundingPips: why traders choose it
- Five models: Zero, 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro, on $5K to $100K accounts
- 2 Step Flex: 10% then 6% profit targets, 4% daily loss, 12% overall loss, unlimited time, one minimum trading day per phase
- Leverage 1:100 on forex; 1:30 metals, 1:20 indices, 1:10 energies, 1:2 crypto
- News trading and overnight or weekend holding are allowed during evaluation
- Reward cycles every 14 days at an 85% or 95% split, minimum reward 1%
- Swap-free add-on on every account size; inactivity limit of 30 days
Topstep: why traders choose it
- Futures specialist rather than a forex firm branching out
- Trading since 2012, among the oldest in the sector
- Single-step evaluation with clearly published targets
- Well documented rules with worked examples
- Established payout process with a long record
FundingPips pros
- Every rule for every model is on one public page with the exact numbers
- A 12% overall loss limit is roomier than the usual 10%
- No time limit and a single minimum trading day per phase
FundingPips cons
- Rules change between models; the numbers above are for 2 Step Flex, so read your own model's page
- On the Master account news trading is restricted and profits made around red-folder events are deducted
- Accounts of $25K and above carry a maximum risk per trade idea of 3%, dropping to 2% above $25K
Topstep pros
- Deep specialism in futures
- Long operating history
- One-step evaluation is simple to follow
- Excellent educational material
Topstep cons
- Futures only, no spot forex
- Monthly subscription rather than a one-time fee
- Daily loss limits are strict
- Less useful if you trade currencies
About FundingPips
FundingPips runs five evaluation models on accounts from $5,000 to $100,000. The 2 Step Flex model shown on its objectives page asks for 10% then 6% with a 4% daily and 12% overall loss limit, no time limit, and pays rewards every 14 days at an 85% or 95% split. The firm is registered in Dubai and runs its own broker, Tradin.
About Topstep
Topstep is a futures firm. If you trade currencies it is the wrong door; if you trade index or commodity futures it is one of the most established options available.
More comparisons
How this page is put together. Both columns use the same fields as the individual reviews, read from each prop firm's own site. Some links are affiliate links, which may earn Cubie FX a commission at no extra cost to you. Placement is not for sale and nothing here is ranked.