The5ers vs Topstep
Two prop firms, one table. Everything below is taken from what each one publishes on its own site. No scores, no ranking.
Instant funding and low-pressure growth programmes.
Futures-focused funding with a well known evaluation.
| Detail | The5ers | Topstep |
|---|---|---|
| Challenge Type | Instant Funding | 1-Step |
| Profit Split | Up to 100% | Up to 100% |
| Max Daily Loss | 4% | — |
| Max Overall Loss | 6% | — |
| Scaling Plan | Doubles on target | — |
| Payment Methods | Card, Crypto | Card |
| Founded | 2016 | 2012 |
| Countries | 160+ | 120+ |
What the figures say
- Challenge Type: The5ers lists Instant Funding; Topstep lists 1-Step.
- Both list the same profit split: Up to 100%.
- The5ers publishes its max daily loss (4%); Topstep does not state one on the pages we read.
- The5ers publishes its max overall loss (6%); Topstep does not state one on the pages we read.
- The5ers publishes its scaling plan (Doubles on target); Topstep does not state one on the pages we read.
- Payment Methods: The5ers lists Card, Crypto; Topstep lists Card.
- The5ers also lists Forex.
- Topstep also lists Futures.
A figure marked “—” is one that prop firm does not publish on the pages we could read; it is not a zero. Terms differ by country and change often, so confirm on each site before opening an account.
The5ers: why traders choose it
- Instant funding available with no evaluation phase
- Profit split can reach 100% on the higher programmes
- No minimum trading days on most accounts
- Low-pressure growth model that scales with performance
- Holds positions through weekends on most programmes
Topstep: why traders choose it
- Futures specialist rather than a forex firm branching out
- Trading since 2012, among the oldest in the sector
- Single-step evaluation with clearly published targets
- Well documented rules with worked examples
- Established payout process with a long record
The5ers pros
- Start trading immediately with instant funding
- Profit split reaching 100%
- No time limits or minimum days on most plans
- Clear, gradual scaling path
The5ers cons
- Tighter drawdown than most competitors
- Starting allocations are small
- Growth to larger accounts is slow by design
- Fewer instruments than the bigger firms
Topstep pros
- Deep specialism in futures
- Long operating history
- One-step evaluation is simple to follow
- Excellent educational material
Topstep cons
- Futures only, no spot forex
- Monthly subscription rather than a one-time fee
- Daily loss limits are strict
- Less useful if you trade currencies
About The5ers
The5ers built its reputation on instant funding and a slow, steady scaling model rather than large headline account sizes.
About Topstep
Topstep is a futures firm. If you trade currencies it is the wrong door; if you trade index or commodity futures it is one of the most established options available.
More comparisons
How this page is put together. Both columns use the same fields as the individual reviews, read from each prop firm's own site. Some links are affiliate links, which may earn Cubie FX a commission at no extra cost to you. Placement is not for sale and nothing here is ranked.