FXIFY vs The5ers
Two prop firms, one table. Everything below is taken from what each one publishes on its own site, last read on 2026-09-05. No scores, no ranking.
One, two and three phase programmes, instant funding and a Lightning Challenge, with on-demand first payouts.
Instant funding and low-pressure growth programmes.
| Detail | FXIFY | The5ers |
|---|---|---|
| Challenge Type | One Phase · Two Phase · Three Phase · Instant Funding · Lightning Challenge | Instant Funding |
| Profit Split | Up to 90% | Up to 100% |
| Max Daily Loss | — | 4% |
| Max Overall Loss | — | 6% |
| Weekend Holding | Allowed | — |
| Payout Time | On demand from the first funded trading day; bi-weekly as an add-on | — |
| Scaling Plan | — | Doubles on target |
| Payment Methods | — | Card, Crypto |
| Founded | — | 2016 |
| Headquarters | Port Louis, Mauritius (registered); UK office | — |
| Countries | — | 160+ |
What the figures say
- Profit Split: FXIFY lists Up to 90%; The5ers lists Up to 100%.
- The5ers publishes its max daily loss (4%); FXIFY does not state one on the pages we read.
- The5ers publishes its max overall loss (6%); FXIFY does not state one on the pages we read.
- FXIFY publishes its weekend holding (Allowed); The5ers does not state one on the pages we read.
- FXIFY publishes its payout time (On demand from the first funded trading day; bi-weekly as an add-on); The5ers does not state one on the pages we read.
- The5ers publishes its scaling plan (Doubles on target); FXIFY does not state one on the pages we read.
- The5ers publishes its payment methods (Card, Crypto); FXIFY does not state one on the pages we read.
- FXIFY also lists Crypto, Futures.
A figure marked “—” is one that prop firm does not publish on the pages we could read; it is not a zero. Terms differ by country and change often, so confirm on each site before opening an account.
FXIFY: why traders choose it
- Five ways in: one, two and three phase programmes, instant funding and a 5% target Lightning Challenge
- Starting capital from $5,000 to $400,000; futures accounts up to $450,000
- First payout on demand, as early as the first funded trading day
- Choice of static or trailing drawdown
- Hold positions over the weekend
- TradingView, MetaTrader 5 and DXtrade
The5ers: why traders choose it
- Instant funding available with no evaluation phase
- Profit split can reach 100% on the higher programmes
- No minimum trading days on most accounts
- Low-pressure growth model that scales with performance
- Holds positions through weekends on most programmes
FXIFY pros
- Programme choice is wider than most; a cautious trader can take three phases with lower targets
- On-demand payouts without waiting for a cycle
- A 5% target Lightning Challenge from $59 for a quick attempt
FXIFY cons
- Daily and overall loss limits are not on the home page; they depend on the programme and drawdown type chosen
- Reaching the 90% split uses paid add-ons
- The registered company is in Mauritius
The5ers pros
- Start trading immediately with instant funding
- Profit split reaching 100%
- No time limits or minimum days on most plans
- Clear, gradual scaling path
The5ers cons
- Tighter drawdown than most competitors
- Starting allocations are small
- Growth to larger accounts is slow by design
- Fewer instruments than the bigger firms
About FXIFY
FXIFY offers one, two and three phase evaluations, instant funding and a Lightning Challenge with a 5% target, on capital from $5,000 to $400,000. Payouts are on demand from the first funded day and the performance split reaches 90%. Platforms are TradingView, MetaTrader 5 and DXtrade.
About The5ers
The5ers built its reputation on instant funding and a slow, steady scaling model rather than large headline account sizes.
More comparisons
How this page is put together. Both columns use the same fields as the individual reviews, read from each prop firm's own site. Some links are affiliate links, which may earn Cubie FX a commission at no extra cost to you. Placement is not for sale and nothing here is ranked.