FundingPips vs FXIFY
Two prop firms, one table. Everything below is taken from what each one publishes on its own site, last read on 2026-09-05. No scores, no ranking.
Five evaluation models from $5K to $100K, with news and weekend holding allowed in evaluation.
One, two and three phase programmes, instant funding and a Lightning Challenge, with on-demand first payouts.
| Detail | FundingPips | FXIFY |
|---|---|---|
| Challenge Type | Zero · 1 Step Flex · 2 Step Standard · 2 Step Flex · 2 Step Pro | One Phase · Two Phase · Three Phase · Instant Funding · Lightning Challenge |
| Profit Split | Bi-weekly 85% or 95% (2 Step Flex, as shown) | Up to 90% |
| Max Daily Loss | 4% (2 Step Flex) | — |
| Max Overall Loss | 12% (2 Step Flex) | — |
| News Trading | Allowed in evaluation; restricted 5 min around red-folder news on the Master account | — |
| Weekend Holding | Allowed | Allowed |
| Payout Time | Every 14 days (bi-weekly cycle) | On demand from the first funded trading day; bi-weekly as an add-on |
| Headquarters | Dubai, UAE | Port Louis, Mauritius (registered); UK office |
What the figures say
- Profit Split: FundingPips lists Bi-weekly 85% or 95% (2 Step Flex, as shown); FXIFY lists Up to 90%.
- FundingPips publishes its max daily loss (4% (2 Step Flex)); FXIFY does not state one on the pages we read.
- FundingPips publishes its max overall loss (12% (2 Step Flex)); FXIFY does not state one on the pages we read.
- FundingPips publishes its news trading (Allowed in evaluation; restricted 5 min around red-folder news on the Master account); FXIFY does not state one on the pages we read.
- Both list the same weekend holding: Allowed.
- Payout Time: FundingPips lists Every 14 days (bi-weekly cycle); FXIFY lists On demand from the first funded trading day; bi-weekly as an add-on.
- FundingPips also lists Metals, Energies.
- FXIFY also lists Commodities, Futures.
A figure marked “—” is one that prop firm does not publish on the pages we could read; it is not a zero. Terms differ by country and change often, so confirm on each site before opening an account.
FundingPips: why traders choose it
- Five models: Zero, 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro, on $5K to $100K accounts
- 2 Step Flex: 10% then 6% profit targets, 4% daily loss, 12% overall loss, unlimited time, one minimum trading day per phase
- Leverage 1:100 on forex; 1:30 metals, 1:20 indices, 1:10 energies, 1:2 crypto
- News trading and overnight or weekend holding are allowed during evaluation
- Reward cycles every 14 days at an 85% or 95% split, minimum reward 1%
- Swap-free add-on on every account size; inactivity limit of 30 days
FXIFY: why traders choose it
- Five ways in: one, two and three phase programmes, instant funding and a 5% target Lightning Challenge
- Starting capital from $5,000 to $400,000; futures accounts up to $450,000
- First payout on demand, as early as the first funded trading day
- Choice of static or trailing drawdown
- Hold positions over the weekend
- TradingView, MetaTrader 5 and DXtrade
FundingPips pros
- Every rule for every model is on one public page with the exact numbers
- A 12% overall loss limit is roomier than the usual 10%
- No time limit and a single minimum trading day per phase
FundingPips cons
- Rules change between models; the numbers above are for 2 Step Flex, so read your own model's page
- On the Master account news trading is restricted and profits made around red-folder events are deducted
- Accounts of $25K and above carry a maximum risk per trade idea of 3%, dropping to 2% above $25K
FXIFY pros
- Programme choice is wider than most; a cautious trader can take three phases with lower targets
- On-demand payouts without waiting for a cycle
- A 5% target Lightning Challenge from $59 for a quick attempt
FXIFY cons
- Daily and overall loss limits are not on the home page; they depend on the programme and drawdown type chosen
- Reaching the 90% split uses paid add-ons
- The registered company is in Mauritius
About FundingPips
FundingPips runs five evaluation models on accounts from $5,000 to $100,000. The 2 Step Flex model shown on its objectives page asks for 10% then 6% with a 4% daily and 12% overall loss limit, no time limit, and pays rewards every 14 days at an 85% or 95% split. The firm is registered in Dubai and runs its own broker, Tradin.
About FXIFY
FXIFY offers one, two and three phase evaluations, instant funding and a Lightning Challenge with a 5% target, on capital from $5,000 to $400,000. Payouts are on demand from the first funded day and the performance split reaches 90%. Platforms are TradingView, MetaTrader 5 and DXtrade.
More comparisons
How this page is put together. Both columns use the same fields as the individual reviews, read from each prop firm's own site. Some links are affiliate links, which may earn Cubie FX a commission at no extra cost to you. Placement is not for sale and nothing here is ranked.