BrightFunded vs Topstep
Two prop firms, one table. Everything below is taken from what each one publishes on its own site, last read on 2026-09-05. No scores, no ranking.
Two-step challenges from €47 with 8% and 5% targets, a 4% daily and 8% total loss, and 24-hour payouts.
Futures-focused funding with a well known evaluation.
| Detail | BrightFunded | Topstep |
|---|---|---|
| Challenge Type | 1 Step · 2-Step Bright · 2-Step Classic | 1-Step |
| Profit Split | Up to 90% | Up to 100% |
| Max Daily Loss | 4% | — |
| Max Overall Loss | 8% | — |
| News Trading | 5-minute restriction around news | — |
| Payout Time | 24-hour guaranteed payouts; weekly available | — |
| Payment Methods | — | Card |
| Founded | 2023 | 2012 |
| Headquarters | Dubai Silicon Oasis, UAE (operations); Saint Lucia (registered) | — |
| Countries | 155+ | 120+ |
| Traders | 40,000+ | — |
What the figures say
- Challenge Type: BrightFunded lists 1 Step · 2-Step Bright · 2-Step Classic; Topstep lists 1-Step.
- Profit Split: BrightFunded lists Up to 90%; Topstep lists Up to 100%.
- BrightFunded publishes its max daily loss (4%); Topstep does not state one on the pages we read.
- BrightFunded publishes its max overall loss (8%); Topstep does not state one on the pages we read.
- BrightFunded publishes its news trading (5-minute restriction around news); Topstep does not state one on the pages we read.
- BrightFunded publishes its payout time (24-hour guaranteed payouts; weekly available); Topstep does not state one on the pages we read.
- Topstep publishes its payment methods (Card); BrightFunded does not state one on the pages we read.
- BrightFunded also lists Forex, Crypto.
- Topstep also lists Futures.
A figure marked “—” is one that prop firm does not publish on the pages we could read; it is not a zero. Terms differ by country and change often, so confirm on each site before opening an account.
BrightFunded: why traders choose it
- Three models: 1 Step, 2-Step Bright and 2-Step Classic, from $5K to $200K
- 2-Step: 8% then 5% profit targets, 4% daily loss, 8% total loss, 5 minimum trading days
- Payout ratio up to 90%, with a 15% evaluation profit reward on top
- 24-hour guaranteed payouts, weekly payouts available
- Simulated capital up to $400K
- Established 2023; over 40,000 active traders and 155 countries by their own count
Topstep: why traders choose it
- Futures specialist rather than a forex firm branching out
- Trading since 2012, among the oldest in the sector
- Single-step evaluation with clearly published targets
- Well documented rules with worked examples
- Established payout process with a long record
BrightFunded pros
- Every number for the 2-Step is printed next to the price
- A 24-hour payout guarantee
- A paid evaluation profit reward, which few firms offer
BrightFunded cons
- A 5-minute news restriction applies
- MetaTrader 5 only, and not for US or UAE residents
- Prices are in euros with a promotion applied; list prices are higher
Topstep pros
- Deep specialism in futures
- Long operating history
- One-step evaluation is simple to follow
- Excellent educational material
Topstep cons
- Futures only, no spot forex
- Monthly subscription rather than a one-time fee
- Daily loss limits are strict
- Less useful if you trade currencies
About BrightFunded
BrightFunded, established in 2023, sells 1 Step, 2-Step Bright and 2-Step Classic challenges from $5K to $200K. The 2-Step asks for 8% then 5% inside a 4% daily and 8% total loss over at least 5 trading days, pays up to 90% with a 15% evaluation profit reward, and guarantees payouts within 24 hours.
About Topstep
Topstep is a futures firm. If you trade currencies it is the wrong door; if you trade index or commodity futures it is one of the most established options available.
More comparisons
How this page is put together. Both columns use the same fields as the individual reviews, read from each prop firm's own site. Some links are affiliate links, which may earn Cubie FX a commission at no extra cost to you. Placement is not for sale and nothing here is ranked.