BrightFunded vs FXIFY
Two prop firms, one table. Everything below is taken from what each one publishes on its own site, last read on 2026-09-05. No scores, no ranking.
Two-step challenges from €47 with 8% and 5% targets, a 4% daily and 8% total loss, and 24-hour payouts.
One, two and three phase programmes, instant funding and a Lightning Challenge, with on-demand first payouts.
| Detail | BrightFunded | FXIFY |
|---|---|---|
| Challenge Type | 1 Step · 2-Step Bright · 2-Step Classic | One Phase · Two Phase · Three Phase · Instant Funding · Lightning Challenge |
| Profit Split | Up to 90% | Up to 90% |
| Max Daily Loss | 4% | — |
| Max Overall Loss | 8% | — |
| News Trading | 5-minute restriction around news | — |
| Weekend Holding | — | Allowed |
| Payout Time | 24-hour guaranteed payouts; weekly available | On demand from the first funded trading day; bi-weekly as an add-on |
| Founded | 2023 | — |
| Headquarters | Dubai Silicon Oasis, UAE (operations); Saint Lucia (registered) | Port Louis, Mauritius (registered); UK office |
| Countries | 155+ | — |
| Traders | 40,000+ | — |
What the figures say
- Both list the same profit split: Up to 90%.
- BrightFunded publishes its max daily loss (4%); FXIFY does not state one on the pages we read.
- BrightFunded publishes its max overall loss (8%); FXIFY does not state one on the pages we read.
- BrightFunded publishes its news trading (5-minute restriction around news); FXIFY does not state one on the pages we read.
- FXIFY publishes its weekend holding (Allowed); BrightFunded does not state one on the pages we read.
- Payout Time: BrightFunded lists 24-hour guaranteed payouts; weekly available; FXIFY lists On demand from the first funded trading day; bi-weekly as an add-on.
- FXIFY also lists Futures.
A figure marked “—” is one that prop firm does not publish on the pages we could read; it is not a zero. Terms differ by country and change often, so confirm on each site before opening an account.
BrightFunded: why traders choose it
- Three models: 1 Step, 2-Step Bright and 2-Step Classic, from $5K to $200K
- 2-Step: 8% then 5% profit targets, 4% daily loss, 8% total loss, 5 minimum trading days
- Payout ratio up to 90%, with a 15% evaluation profit reward on top
- 24-hour guaranteed payouts, weekly payouts available
- Simulated capital up to $400K
- Established 2023; over 40,000 active traders and 155 countries by their own count
FXIFY: why traders choose it
- Five ways in: one, two and three phase programmes, instant funding and a 5% target Lightning Challenge
- Starting capital from $5,000 to $400,000; futures accounts up to $450,000
- First payout on demand, as early as the first funded trading day
- Choice of static or trailing drawdown
- Hold positions over the weekend
- TradingView, MetaTrader 5 and DXtrade
BrightFunded pros
- Every number for the 2-Step is printed next to the price
- A 24-hour payout guarantee
- A paid evaluation profit reward, which few firms offer
BrightFunded cons
- A 5-minute news restriction applies
- MetaTrader 5 only, and not for US or UAE residents
- Prices are in euros with a promotion applied; list prices are higher
FXIFY pros
- Programme choice is wider than most; a cautious trader can take three phases with lower targets
- On-demand payouts without waiting for a cycle
- A 5% target Lightning Challenge from $59 for a quick attempt
FXIFY cons
- Daily and overall loss limits are not on the home page; they depend on the programme and drawdown type chosen
- Reaching the 90% split uses paid add-ons
- The registered company is in Mauritius
About BrightFunded
BrightFunded, established in 2023, sells 1 Step, 2-Step Bright and 2-Step Classic challenges from $5K to $200K. The 2-Step asks for 8% then 5% inside a 4% daily and 8% total loss over at least 5 trading days, pays up to 90% with a 15% evaluation profit reward, and guarantees payouts within 24 hours.
About FXIFY
FXIFY offers one, two and three phase evaluations, instant funding and a Lightning Challenge with a 5% target, on capital from $5,000 to $400,000. Payouts are on demand from the first funded day and the performance split reaches 90%. Platforms are TradingView, MetaTrader 5 and DXtrade.
More comparisons
How this page is put together. Both columns use the same fields as the individual reviews, read from each prop firm's own site. Some links are affiliate links, which may earn Cubie FX a commission at no extra cost to you. Placement is not for sale and nothing here is ranked.