BrightFunded vs FTMO
Two prop firms, one table. Everything below is taken from what each one publishes on its own site, last read on 2026-09-05. No scores, no ranking.

Two-step challenges from €47 with 8% and 5% targets, a 4% daily and 8% total loss, and 24-hour payouts.

One of the longest running proprietary trading firms.
| Detail | BrightFunded | FTMO |
|---|---|---|
| Challenge Type | 1 Step · 2-Step Bright · 2-Step Classic | 2-Step |
| Profit Split | Up to 90% | Up to 90% |
| Max Daily Loss | 4% | 5% |
| Max Overall Loss | 8% | 10% |
| News Trading | 5-minute restriction around news | — |
| Payout Time | 24-hour guaranteed payouts; weekly available | 1-2 days |
| Scaling Plan | — | Up to $2M |
| Payment Methods | — | Card, Bank transfer, Crypto |
| Founded | 2023 | 2015 |
| Headquarters | Dubai Silicon Oasis, UAE (operations); Saint Lucia (registered) | — |
| Countries | 155+ | 180+ |
| Traders | 40,000+ | — |
What the figures say
- Challenge Type: BrightFunded lists 1 Step · 2-Step Bright · 2-Step Classic; FTMO lists 2-Step.
- Both list the same profit split: Up to 90%.
- Max Daily Loss: BrightFunded lists 4%; FTMO lists 5%.
- Max Overall Loss: BrightFunded lists 8%; FTMO lists 10%.
- BrightFunded publishes its news trading (5-minute restriction around news); FTMO does not state one on the pages we read.
- Payout Time: BrightFunded lists 24-hour guaranteed payouts; weekly available; FTMO lists 1-2 days.
- FTMO publishes its scaling plan (Up to $2M); BrightFunded does not state one on the pages we read.
- FTMO publishes its payment methods (Card, Bank transfer, Crypto); BrightFunded does not state one on the pages we read.
A figure marked “—” is one that prop firm does not publish on the pages we could read; it is not a zero. Terms differ by country and change often, so confirm on each site before opening an account.
BrightFunded: why traders choose it
- Three models: 1 Step, 2-Step Bright and 2-Step Classic, from $5K to $200K
- 2-Step: 8% then 5% profit targets, 4% daily loss, 8% total loss, 5 minimum trading days
- Payout ratio up to 90%, with a 15% evaluation profit reward on top
- 24-hour guaranteed payouts, weekly payouts available
- Simulated capital up to $400K
- Established 2023; over 40,000 active traders and 155 countries by their own count
FTMO: why traders choose it
- Running since 2015, one of the longest records in the industry
- Free trial account before you pay for a challenge
- Detailed performance analytics built into the client area
- Payouts on a fixed schedule with a long public history
- Swing accounts available for holding through news and weekends
BrightFunded pros
- Every number for the 2-Step is printed next to the price
- A 24-hour payout guarantee
- A paid evaluation profit reward, which few firms offer
BrightFunded cons
- A 5-minute news restriction applies
- MetaTrader 5 only, and not for US or UAE residents
- Prices are in euros with a promotion applied; list prices are higher
FTMO pros
- Long, verifiable payout history
- Strong trading platform and analytics
- Clear documentation of every rule
- Free trial before committing
FTMO cons
- Two-step evaluation takes longer than instant funding
- News trading restricted on standard accounts
- Priced in euros, so the cost moves with the exchange rate
- Stricter consistency expectations than newer firms
About BrightFunded
BrightFunded, established in 2023, sells 1 Step, 2-Step Bright and 2-Step Classic challenges from $5K to $200K. The 2-Step asks for 8% then 5% inside a 4% daily and 8% total loss over at least 5 trading days, pays up to 90% with a 15% evaluation profit reward, and guarantees payouts within 24 hours.
About FTMO
FTMO is the firm most traders have heard of first. It runs a two-step evaluation, pays on a fixed fortnightly schedule, and has been doing so since 2015 — which is the main reason people choose it over cheaper alternatives.
More comparisons
How this page is put together. Both columns use the same fields as the individual reviews, read from each prop firm's own site. Some links are affiliate links, which may earn Cubie FX a commission at no extra cost to you. Placement is not for sale and nothing here is ranked.