FTMO vs FundingPips
Two prop firms, one table. Everything below is taken from what each one publishes on its own site, last read on 2026-09-05. No scores, no ranking.
One of the longest running proprietary trading firms.
Five evaluation models from $5K to $100K, with news and weekend holding allowed in evaluation.
| Detail | FTMO | FundingPips |
|---|---|---|
| Challenge Type | 2-Step | Zero · 1 Step Flex · 2 Step Standard · 2 Step Flex · 2 Step Pro |
| Profit Split | Up to 90% | Bi-weekly 85% or 95% (2 Step Flex, as shown) |
| Max Daily Loss | 5% | 4% (2 Step Flex) |
| Max Overall Loss | 10% | 12% (2 Step Flex) |
| News Trading | — | Allowed in evaluation; restricted 5 min around red-folder news on the Master account |
| Weekend Holding | — | Allowed |
| Payout Time | 1-2 days | Every 14 days (bi-weekly cycle) |
| Scaling Plan | Up to $2M | — |
| Payment Methods | Card, Bank transfer, Crypto | — |
| Founded | 2015 | — |
| Headquarters | — | Dubai, UAE |
| Countries | 180+ | — |
What the figures say
- Challenge Type: FTMO lists 2-Step; FundingPips lists Zero · 1 Step Flex · 2 Step Standard · 2 Step Flex · 2 Step Pro.
- Profit Split: FTMO lists Up to 90%; FundingPips lists Bi-weekly 85% or 95% (2 Step Flex, as shown).
- Max Daily Loss: FTMO lists 5%; FundingPips lists 4% (2 Step Flex).
- Max Overall Loss: FTMO lists 10%; FundingPips lists 12% (2 Step Flex).
- FundingPips publishes its news trading (Allowed in evaluation; restricted 5 min around red-folder news on the Master account); FTMO does not state one on the pages we read.
- FundingPips publishes its weekend holding (Allowed); FTMO does not state one on the pages we read.
- Payout Time: FTMO lists 1-2 days; FundingPips lists Every 14 days (bi-weekly cycle).
- FTMO publishes its scaling plan (Up to $2M); FundingPips does not state one on the pages we read.
- FTMO publishes its payment methods (Card, Bank transfer, Crypto); FundingPips does not state one on the pages we read.
- FTMO also lists Commodities.
- FundingPips also lists Metals, Energies.
A figure marked “—” is one that prop firm does not publish on the pages we could read; it is not a zero. Terms differ by country and change often, so confirm on each site before opening an account.
FTMO: why traders choose it
- Running since 2015, one of the longest records in the industry
- Free trial account before you pay for a challenge
- Detailed performance analytics built into the client area
- Payouts on a fixed schedule with a long public history
- Swing accounts available for holding through news and weekends
FundingPips: why traders choose it
- Five models: Zero, 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro, on $5K to $100K accounts
- 2 Step Flex: 10% then 6% profit targets, 4% daily loss, 12% overall loss, unlimited time, one minimum trading day per phase
- Leverage 1:100 on forex; 1:30 metals, 1:20 indices, 1:10 energies, 1:2 crypto
- News trading and overnight or weekend holding are allowed during evaluation
- Reward cycles every 14 days at an 85% or 95% split, minimum reward 1%
- Swap-free add-on on every account size; inactivity limit of 30 days
FTMO pros
- Long, verifiable payout history
- Strong trading platform and analytics
- Clear documentation of every rule
- Free trial before committing
FTMO cons
- Two-step evaluation takes longer than instant funding
- News trading restricted on standard accounts
- Priced in euros, so the cost moves with the exchange rate
- Stricter consistency expectations than newer firms
FundingPips pros
- Every rule for every model is on one public page with the exact numbers
- A 12% overall loss limit is roomier than the usual 10%
- No time limit and a single minimum trading day per phase
FundingPips cons
- Rules change between models; the numbers above are for 2 Step Flex, so read your own model's page
- On the Master account news trading is restricted and profits made around red-folder events are deducted
- Accounts of $25K and above carry a maximum risk per trade idea of 3%, dropping to 2% above $25K
About FTMO
FTMO is the firm most traders have heard of first. It runs a two-step evaluation, pays on a fixed fortnightly schedule, and has been doing so since 2015 — which is the main reason people choose it over cheaper alternatives.
About FundingPips
FundingPips runs five evaluation models on accounts from $5,000 to $100,000. The 2 Step Flex model shown on its objectives page asks for 10% then 6% with a 4% daily and 12% overall loss limit, no time limit, and pays rewards every 14 days at an 85% or 95% split. The firm is registered in Dubai and runs its own broker, Tradin.
More comparisons
How this page is put together. Both columns use the same fields as the individual reviews, read from each prop firm's own site. Some links are affiliate links, which may earn Cubie FX a commission at no extra cost to you. Placement is not for sale and nothing here is ranked.