FTMO vs FXIFY
Two prop firms, one table. Everything below is taken from what each one publishes on its own site, last read on 2026-09-05. No scores, no ranking.
One of the longest running proprietary trading firms.
One, two and three phase programmes, instant funding and a Lightning Challenge, with on-demand first payouts.
| Detail | FTMO | FXIFY |
|---|---|---|
| Challenge Type | 2-Step | One Phase · Two Phase · Three Phase · Instant Funding · Lightning Challenge |
| Profit Split | Up to 90% | Up to 90% |
| Max Daily Loss | 5% | — |
| Max Overall Loss | 10% | — |
| Weekend Holding | — | Allowed |
| Payout Time | 1-2 days | On demand from the first funded trading day; bi-weekly as an add-on |
| Scaling Plan | Up to $2M | — |
| Payment Methods | Card, Bank transfer, Crypto | — |
| Founded | 2015 | — |
| Headquarters | — | Port Louis, Mauritius (registered); UK office |
| Countries | 180+ | — |
What the figures say
- Both list the same profit split: Up to 90%.
- FTMO publishes its max daily loss (5%); FXIFY does not state one on the pages we read.
- FTMO publishes its max overall loss (10%); FXIFY does not state one on the pages we read.
- FXIFY publishes its weekend holding (Allowed); FTMO does not state one on the pages we read.
- Payout Time: FTMO lists 1-2 days; FXIFY lists On demand from the first funded trading day; bi-weekly as an add-on.
- FTMO publishes its scaling plan (Up to $2M); FXIFY does not state one on the pages we read.
- FTMO publishes its payment methods (Card, Bank transfer, Crypto); FXIFY does not state one on the pages we read.
- FXIFY also lists Futures.
A figure marked “—” is one that prop firm does not publish on the pages we could read; it is not a zero. Terms differ by country and change often, so confirm on each site before opening an account.
FTMO: why traders choose it
- Running since 2015, one of the longest records in the industry
- Free trial account before you pay for a challenge
- Detailed performance analytics built into the client area
- Payouts on a fixed schedule with a long public history
- Swing accounts available for holding through news and weekends
FXIFY: why traders choose it
- Five ways in: one, two and three phase programmes, instant funding and a 5% target Lightning Challenge
- Starting capital from $5,000 to $400,000; futures accounts up to $450,000
- First payout on demand, as early as the first funded trading day
- Choice of static or trailing drawdown
- Hold positions over the weekend
- TradingView, MetaTrader 5 and DXtrade
FTMO pros
- Long, verifiable payout history
- Strong trading platform and analytics
- Clear documentation of every rule
- Free trial before committing
FTMO cons
- Two-step evaluation takes longer than instant funding
- News trading restricted on standard accounts
- Priced in euros, so the cost moves with the exchange rate
- Stricter consistency expectations than newer firms
FXIFY pros
- Programme choice is wider than most; a cautious trader can take three phases with lower targets
- On-demand payouts without waiting for a cycle
- A 5% target Lightning Challenge from $59 for a quick attempt
FXIFY cons
- Daily and overall loss limits are not on the home page; they depend on the programme and drawdown type chosen
- Reaching the 90% split uses paid add-ons
- The registered company is in Mauritius
About FTMO
FTMO is the firm most traders have heard of first. It runs a two-step evaluation, pays on a fixed fortnightly schedule, and has been doing so since 2015 — which is the main reason people choose it over cheaper alternatives.
About FXIFY
FXIFY offers one, two and three phase evaluations, instant funding and a Lightning Challenge with a 5% target, on capital from $5,000 to $400,000. Payouts are on demand from the first funded day and the performance split reaches 90%. Platforms are TradingView, MetaTrader 5 and DXtrade.
More comparisons
How this page is put together. Both columns use the same fields as the individual reviews, read from each prop firm's own site. Some links are affiliate links, which may earn Cubie FX a commission at no extra cost to you. Placement is not for sale and nothing here is ranked.