Reading the market · Lesson 22 of 76

Fundamental Analysis

Fundamental analysis asks why a currency should be worth more or less. In forex, the answer usually starts with interest rates.

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Interest rates lead

Money moves toward currencies that pay more to hold, all else equal. So central bank decisions, and more importantly expectations about future decisions, are the dominant driver in currency markets. Most other data matters because of how it shifts those expectations.

Inflation, employment, growth

Inflation figures shape what a central bank is likely to do next. Employment data feeds the same question. Growth figures matter more slowly. Each is a piece of the same puzzle rather than a signal on its own.

Risk sentiment

In periods of stress, money moves toward currencies seen as safe — historically the dollar, the yen and the franc — regardless of their interest rates. This is why a pair can move against everything the data suggests.

What it is bad at

Timing. A currency can be fundamentally overvalued for years. Fundamentals explain direction over long horizons and explain nothing about what price does this afternoon, which is why almost nobody trades intraday on them alone.

In short

Primary driverInterest rate expectations
Key dataInflation, employment, growth
Also mattersRisk sentiment and safe-haven flows
Weak atShort-term timing

Common questions

Do I need to understand economics to trade forex?

Not deeply. Knowing which releases move your pair, and when they land, covers most of the practical value. The rest matters more to people holding positions for months than for days.

Is fundamental or technical analysis better?

They answer different questions. Fundamentals suggest why a currency might trend; technicals suggest where to enter and where the idea is wrong. Most traders use some of both, whether or not they say so.

Why did a rate cut make the currency rise?

Because the market expected a larger cut, or the statement was less dovish than feared. It is always the surprise against expectations that moves price, never the raw fact.

Trading forex and CFDs on margin carries a high level of risk. Most retail accounts lose money. Nothing on this page is financial advice or a recommendation to trade.

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