FTMO vs The5ers
Two prop firms, one table. Everything below is taken from what each one publishes on its own site. No scores, no ranking.
One of the longest running proprietary trading firms.
Instant funding and low-pressure growth programmes.
| Detail | FTMO | The5ers |
|---|---|---|
| Challenge Type | 2-Step | Instant Funding |
| Profit Split | Up to 90% | Up to 100% |
| Max Daily Loss | 5% | 4% |
| Max Overall Loss | 10% | 6% |
| Payout Time | 1-2 days | — |
| Scaling Plan | Up to $2M | Doubles on target |
| Payment Methods | Card, Bank transfer, Crypto | Card, Crypto |
| Founded | 2015 | 2016 |
| Countries | 180+ | 160+ |
What the figures say
- Challenge Type: FTMO lists 2-Step; The5ers lists Instant Funding.
- Profit Split: FTMO lists Up to 90%; The5ers lists Up to 100%.
- Max Daily Loss: FTMO lists 5%; The5ers lists 4%.
- Max Overall Loss: FTMO lists 10%; The5ers lists 6%.
- FTMO publishes its payout time (1-2 days); The5ers does not state one on the pages we read.
- Scaling Plan: FTMO lists Up to $2M; The5ers lists Doubles on target.
- Payment Methods: FTMO lists Card, Bank transfer, Crypto; The5ers lists Card, Crypto.
- FTMO also lists Crypto.
A figure marked “—” is one that prop firm does not publish on the pages we could read; it is not a zero. Terms differ by country and change often, so confirm on each site before opening an account.
FTMO: why traders choose it
- Running since 2015, one of the longest records in the industry
- Free trial account before you pay for a challenge
- Detailed performance analytics built into the client area
- Payouts on a fixed schedule with a long public history
- Swing accounts available for holding through news and weekends
The5ers: why traders choose it
- Instant funding available with no evaluation phase
- Profit split can reach 100% on the higher programmes
- No minimum trading days on most accounts
- Low-pressure growth model that scales with performance
- Holds positions through weekends on most programmes
FTMO pros
- Long, verifiable payout history
- Strong trading platform and analytics
- Clear documentation of every rule
- Free trial before committing
FTMO cons
- Two-step evaluation takes longer than instant funding
- News trading restricted on standard accounts
- Priced in euros, so the cost moves with the exchange rate
- Stricter consistency expectations than newer firms
The5ers pros
- Start trading immediately with instant funding
- Profit split reaching 100%
- No time limits or minimum days on most plans
- Clear, gradual scaling path
The5ers cons
- Tighter drawdown than most competitors
- Starting allocations are small
- Growth to larger accounts is slow by design
- Fewer instruments than the bigger firms
About FTMO
FTMO is the firm most traders have heard of first. It runs a two-step evaluation, pays on a fixed fortnightly schedule, and has been doing so since 2015 — which is the main reason people choose it over cheaper alternatives.
About The5ers
The5ers built its reputation on instant funding and a slow, steady scaling model rather than large headline account sizes.
More comparisons
How this page is put together. Both columns use the same fields as the individual reviews, read from each prop firm's own site. Some links are affiliate links, which may earn Cubie FX a commission at no extra cost to you. Placement is not for sale and nothing here is ranked.